Philanthropy is often associated with millionaires. The Biscuit Fund is an anonymous army of around 50 ­volunteers who are mainly on low incomes – and have mostly met only through social media.

Many have disabilities and mental health issues, many are themselves going through tough times, all are dedicated to helping people in crisis with what small amounts they can spare.

They call themselves The Biscuit Fund because of the amount spent by ministers on biscuits. Last year, health ministers alone spent £100,000 on tea and biscuits in six months while savaging the NHS with cuts.

(READ about the stories of helpfulness in the Mirror)

[NOTE- This editor cautions: The video at the bottom of the Mirror story is entirely depressing.]