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12 Hot Firemen Take Their Shirts Off for Charity Calendar

The months of the year have never looked so good as in this glorious calendar of outdoor photos featuring 12 life-saving firemen. The best part is, their shirts came off for charity: 12 charities chosen by the firemen, including one heart-warming camp for child burn victims, will receive all the profits sales of the 2012 calendars.

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Microfinance Effort Matches Tiny Lenders with Kids Who Yearn for College Worldwide

Although microfinancing usually raises funds for small businesses, the Seattle-based non-profit Vittana has been helping students around the world graduate from post-secondary schools by asking donors to pay for their tuition. Like the business loans, money for education can immediately steer a family out of poverty. And, so far, the Vittana record has been stellar.

Woman Quits Real Estate Business to Help Heroes Afford New Homes

After the terrorist attacks of 9/11, Ruth Johnson found a way to use her extensive real estate experience to give back to those who serve unselfishly in our communities -- not only veterans, but firefighters, police officers, teachers and healthcare workers. For the Homes for Heroes program, she recruited real estate agents, lenders, insurers and home inspectors to provide significant discounts and rebates to our nation's heroes.

Mormons Skip Church for Weeks to Volunteer for Families Flooded by Sandy

Thousands of members of the Church of Jesus Christ of Latter-day Saints volunteered for weeks following Hurricane Sandy, assisting the devastated families in digging out their flooded homes. A beautiful video was made on November 11th, when thousands of these church members cancelled their Sunday services and arrived by air, bus and train from all across the country to help.

Treasured Rings Get Flushed Down Toilet but Dedicated Sanitation Crew Comes to the Rescue

After accidentally flushing them down the toilet, a sewer crew went out of their way to help a Colorado woman recover a pair of valuable diamond rings that were an 18th birthday gift from her late father. Worth $10,000 and seemingly lost, the rings were miraculously located downstream in the sewer system by devoted city workers from the North Table Mountain Water Department in Golden.

13-Year-old Recycles Cooking Grease into Heating Oil for Needy Families

After reading an article in the local newspaper, Cassandra Lin discovered that many residents could not afford to heat their homes. Inspired to do something, she formed a team of seventh graders to recycle waste cooking oil and turn it into biofuel for distribution to needy families. They collected 36,000 gallons in one year.

Do-it-Yourself Bailout: Man Negotiates His Way Out Of $150,000 Of Debt

A film screenwriter who, after a round of mishaps and bad luck, had amassed a staggering $220,000 in credit debt was spending his days sparring with debt collectors. That was until an attorney steered him toward a path he never thought he'd travel: Debt settlement––essentially negotiating his debt directly with lenders.

9 Secrets of a Happy Retirement

A large nest egg doesn't guarantee a happy retirement. While a significant retirement income is likely to make you happier than just scraping by, money isn't the only necessity. Here are some tips for cultivating retirement happiness.

Trending: 5 Signs That Optimism is the New Black in Business

We can see it every week in the business pages of newspapers and magazines. From manufacturing, to private sector service industries, from venture capital investors, and businesses from Asia to Brazil to Europe: Optimism is the new black. Here are a few signs that hope is brewing throughout most of the global economy.

Autistic Adults Prove Valuable as Software Testers

It turns out that people with Asperger's Syndrom make great software debuggers. A Chicago based non-profit company now trains highly-functioning autistic people to be software testers used by large clients like Oracle and Microsoft. They've proven to be so good in fact that companies are now recruiting them to meet demand.

Young Girl Hatches Rescue Plan to Save Family from Bankruptcy

Her parents were going bankrupt after her mom became completely disabled and needed full-time nursing home care. Ttheir daughter wasn't told they were going broke, but she knew -- and decided to something. What Shelby did was basically start farming -- at the age of 9. She got a loan from her grandma and bought chickens -- lots of chickens. This suburban girl had run the numbers and figured there was money in eggs, if you did it right, which she did.

Marine Vet Crushed on Harley Invents Illuminated Windshield for Bikers

After a debilitating motorcycle accident, former Marine John Miller, saw opportunity in the face of adversity. Crushed by the weight of his Harley after an SUV ran over him, he wondered, How could this happen? Miller's motorcycle was well lit at night from the front and back, but those lights weren't visible from the side. With the help of a veteran's group in Wisconsin, he launched Illumatek, offering a new product that could prevent accidents like this in the future.