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Millions in Insurance Rebates on the Way to US Consumers, Businesses

Due to a rule in the 2010 Affordable Care Act, US health insurers generally have to spend at least 80 percent of premium dollars on health care and quality, not administrative overhead or marketing. Insurers that don't meet or exceed this standard, are sending millions in rebates back to consumers and businesses.

Whole Foods' Micro-Loans Help 1.3 Million People

Mission statements seldom come simpler than the one guiding the Whole Planet Foundation, which aims to alleviate poverty through microcredit — small loans extended to poor people — in communities that supply Whole Foods stores with products. Since 2005, the Foundation has witnessed a payback rate of 97 percent on the staggering $32 million committed to nearly a quarter million microcredit clients in 54 countries globally.

Invest in Microloans: Aid the Poor and Earn 3-6 Percent Interest

For two years now, savers have had a tough slog. Rock-bottom interest rates have meant nominal returns for anyone holding extra cash. But those who want to do some good in the world have actually done better than their peers – a lot better in some cases, generating enviable returns as high as 6 percent by funding Microloans.

Banks Start to Make More Loans

Guess what's been happening in the financial industry over the last few months? The banks have quietly turned on the lending spigot. After several quarters of having their loan balances plunge or flatten out, several of the nation's biggest banks are reporting increases of 8%.