Olivia, Eric, and their three daughters — an infant, toddler and 5-year-old — were living in a partially converted school bus. The family of five had been moving across the U.S. when they broke down in Greeley, Colorado.

Broke and homeless, Olivia was certain this holiday season would be nonexistent for her kids.

Meanwhile, Virginia Finch and her daughters were preparing Thanksgiving meals for the homeless. They heard about a family living behind the nearby gas station and went to deliver the food to them.

It was Olivia and her brood.

Finch and her daughters listened to their heartbreaking story. The second they got home, they began putting a plan in place for what they could do for the troubled family. With the cold season approaching, the Finch family could not bear to think of the babies suffering in the cold.

"There's no way I'm going to leave a baby with no crib for a bed on Christmas," Finch thought to herself.

That's when she thought of the second house that her family was preparing to sell or rent. She returned to Olivia with a proposition, and at first, the struggling mom of three thought it was some kind of cruel joke: Finch asked the homeless family if they would like to live in the house.

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